Vehicle & Asset Finance
Purchase your next vehicle with peace of mind.
Whether you’re buying a car for personal use or adding vehicles to your business fleet, House of Loans helps secure finance that suits their needs, without the hassle.
We’ve helped with a range of purchase types including:
Personal car loans
We’ll compare personal car loans, outline fixed and variable rate options, and explain early repayment flexibility.
Business vehicle finance
Need a ute, van or fleet upgrade? We’ll explore business vehicle loans, including chattel mortgages, hire purchase and leasing options.
Novated leasing
Salary packaging a car? We’ll guide you through novated lease structures and liaise with your employer for smooth setup.
Balloon payments & residuals
Want lower monthly repayments? We’ll explain balloon payment strategies and their impact at the end of the term.
Refinancing existing car loans
Looking to reduce interest or consolidate? We’ll compare refinance options and handle the paperwork.
Pre-Approval
When it comes to buying power and giving yourself the flexibility to jump on that dream home or bargain, pre-approval is an invaluable tool.
By gaining pre-approval for a preset amount, you can walk into a purchase knowing you’re good to go and get things underway fast. Pre-approvals often last 3 months which gives you a great window of opportunity.
Your Step by Step Pathway
Initial chat
we discuss your goals and funding needs
Eligibility check
documents and borrowing capacity
Compare lenders
rates, terms and features
Application
paperwork handled, questions answered
Approval & settlement
funds released, next steps explained