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SMSF Lending

House of Loans helps navigate SMSF lending rules and secure finance that meets compliance requirements, without unnecessary complexity.

How we help with SMSF Lending:

SMSF property purchase

We’ll outline lender requirements for buying residential or commercial property through your fund.

Loan structuring

We’ll explain limited recourse borrowing arrangements (LRBA) and how they protect your SMSF assets.

Compliance and documentation

We’ll guide you through what lenders need, trust deeds, financial statements and contribution history.

Refinancing SMSF loans

Looking to reduce interest or improve flexibility? We’ll compare refinance options and handle the paperwork.

Adding features

Offset accounts and redraw facilities may be available on some SMSF loans. We’ll check what suits your strategy.

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Your Step by Step Pathway

Initial chat

we discuss your goals and funding needs

Eligibility check

documents and borrowing capacity

Compare lenders

rates, terms and features

Application

paperwork handled, questions answered

Approval & settlement

funds released, next steps explained