Residential Home Loans
Looking to buy your dream home?
Already own a home and planning your next move? Whether you’re upgrading, downsizing or buying an investment property, House of Loans helps secure finance that fits their goals, without the stress.
We’ve got a range of options to suit an even wider range of needs including:
Using equity wisely
We’ll show you how to leverage equity in your current home for your next purchase, whether it’s a family upgrade or an investment property.
Bridging loans
Need to buy before you sell? We’ll explain bridging finance, how repayments work and what timeframes lenders allow.
Refinancing for flexibility
We’ll compare refinance options to reduce interest, consolidate debt or unlock funds for renovations.
Loan features that matter
Offset accounts, redraw facilities, split loans, features that can save you money and give you flexibility. We’ll help you choose what suits your plans.
Pre-Approval
When it comes to buying power and giving yourself the flexibility to jump on that dream home or bargain, pre-approval is an invaluable tool.
By gaining pre-approval for a preset amount, you can walk into a purchase knowing you’re good to go and get things underway fast. Pre-approvals often last 3 months which gives you a great window of opportunity.
Your Step by Step Pathway
Initial chat
we discuss your goals and funding needs
Eligibility check
documents and borrowing capacity
Compare lenders
rates, terms and features
Application
paperwork handled, questions answered
Approval & settlement
funds released, next steps explained