Despite affordability pressures, 2026 presents strong opportunities for strategic buyers and investors. 1. Rising Rental Demand Makes Investing Attractive Population growth and tight vacancy rates are driving intense rental competition — up to 40–50 applicants for a single property in some areas. This makes well‑located investment properties particularly appealing. 2. “Suburbs to Watch” in 2026 …
The biggest question for Australian borrowers in 2026: Are interest rates going up again? 1. RBA Began 2026 With a Rate Hike At its February 2026 meeting, the RBA lifted the cash rate from 3.6% to 3.85% in response to stronger‑than‑expected inflation. Impact on homeowners A $600,000 mortgage now costs around $90 extra per month. …
Australia’s home‑loan landscape is shifting fast in 2026. New lending rules, tighter bank policies, and regulator‑imposed limits all affect how much clients can borrow — and how mortgage brokers help them navigate the changes. 1. Debt‑to‑Income (DTI) Limits Are Now in Force Beginning 1 February 2026, APRA introduced formal DTI restrictions that limit how many …
Your property journey rarely ends at the first purchase. As life changes—career moves, family growth, location shifts—your home and loan should evolve too. Stage 1: First home Build good habits: Offset usage, emergency buffers, and repayment cadence. Choose flexible features: Redraw, portability, and fair break costs matter. Plan ahead: Think about future renovations or location …
