Investment Loans
Investments Loans
Looking to grow your property portfolio? Whether it’s your first investment or your fifth, House of Loans helps investors secure finance that suits their strategy, clearly and efficiently.
We can assist with your investment loans in the following ways:
Interest‑only vs principal & interest
We’ll explain how each impacts cash flow, tax deductions and long term equity.
Loan structuring for multiple properties
We’ll outline strategies for cross collateralisation, standalone loans and portfolio flexibility.
Maximising tax benefits
We’ll help you understand how loan features interact with negative gearing and depreciation schedules (in consultation with your accountant).
Refinancing for better returns
We’ll compare refinance options to reduce interest costs and unlock equity for your next purchase.
Adding flexible features
Offset accounts, redraw facilities and split loans can help you save interest and stay in control.
Pre-Approval
When it comes to buying power and giving yourself the flexibility to jump on that dream home or bargain, pre-approval is an invaluable tool.
By gaining pre-approval for a preset amount, you can walk into a purchase knowing you’re good to go and get things underway fast. Pre-approvals often last 3 months which gives you a great window of opportunity.
Your Step by Step Pathway
Initial chat
we discuss your goals and funding needs
Eligibility check
documents and borrowing capacity
Compare lenders
rates, terms and features
Application
paperwork handled, questions answered
Approval & settlement
funds released, next steps explained