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Refinancing

Thinking about refinancing your home loan? Whether you want a better rate, lower repayments or funds for renovations, House of Loans helps Sunnybank locals compare options and make the switch smoothly.

Refinancing might be a consideration for a range of reasons, including:

Lower your interest rate

We’ll compare current rates and calculate potential savings, so you know if switching makes sense.

Reduce monthly repayments

Extend your loan term or restructure repayments to ease cash flow, without losing sight of your goals.

Access equity for renovations or investments

Tap into your home’s equity for upgrades, debt consolidation or property purchases.

Consolidate debt

Combine credit cards, personal loans and your mortgage into one manageable repayment.

Add flexible features

Offset accounts, redraw facilities and split loans can help you save interest and stay in control.

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Your Step by Step Pathway

Initial chat

we discuss your goals and funding needs

Eligibility check

documents and borrowing capacity

Compare lenders

rates, terms and features

Application

paperwork handled, questions answered

Approval & settlement

funds released, next steps explained