
Refinancing
Refinancing
Thinking about refinancing your home loan? Whether you want a better rate, lower repayments or funds for renovations, House of Loans helps Sunnybank locals compare options and make the switch smoothly.
Refinancing might be a consideration for a range of reasons, including:
Lower your interest rate
We’ll compare current rates and calculate potential savings, so you know if switching makes sense.
Reduce monthly repayments
Extend your loan term or restructure repayments to ease cash flow, without losing sight of your goals.
Access equity for renovations or investments
Tap into your home’s equity for upgrades, debt consolidation or property purchases.
Consolidate debt
Combine credit cards, personal loans and your mortgage into one manageable repayment.
Add flexible features
Offset accounts, redraw facilities and split loans can help you save interest and stay in control.
Your Step by Step Pathway
Initial chat
we discuss your goals and funding needs
Eligibility check
documents and borrowing capacity
Compare lenders
rates, terms and features
Application
paperwork handled, questions answered
Approval & settlement
funds released, next steps explained