Construction Loans

House of Loans helps Sunnybank locals secure construction finance that suits their plans, clearly and efficiently.

How we help with construction finance

Progressive drawdown loans

We’ll explain how lenders release funds in stages, slab, frame, lock‑up and completion, and manage interest during construction.

Fixed price vs cost‑plus contracts

We’ll outline lender requirements for each type and help you prepare documentation.

Interest‑only during construction

Reduce repayments while building, then switch to principal & interest once complete.

Refinancing after completion

We’ll compare options to move from a construction loan to a standard home loan with better rates and features.

Adding flexibility

Offset accounts and redraw facilities may be available post‑construction. We’ll check what suits your goals.