We manage the entire journey – from your first conversation through to settlement – while keeping you informed every step of the way. Here’s what to expect:
Our Story
At House of Loans, we’re not tied to any single bank or lender. That means we can access a broad range of loan products across the market and focus on finding the option that truly suits your needs – not just the easiest one to recommend.
We take the time to understand your goals, compare competitive offers, and present solutions that align with your circumstances, because the wrong loan can cost you more than it should.
Our team stays across the latest lender policies and rate changes, so we know where your application might attract sharper pricing or better features.
In fact, some lenders work exclusively with brokers, giving us access to deals you may not find on your own. We can even negotiate with your current bank to see if they’ll improve your existing offer.
Our panel of lenders
With access to over 50 leading lenders, including the big four banks, we can help you get a loan that suits your individual circumstances.
Our featured customer reviews
Loans are such a nightmare but Tom is easy to deal with
“Loans are such a nightmare but Tom is easy to deal with and makes it happen, he explains the process along the way and kept me in the loop. Great outcome!”
Sharnette
I finally have some financial breathing room
“Refinancing my mortgage with Tom has significantly eased the pressure on my finances. After two years of property ownership, I finally have some financial breathing room. Tom guided me through every step of the process, and helped me secure a low fixed rate while paying off my car loan. It made a huge difference!”
Breanna
I would 100% recommend
“I would 100% recommend Tom. This was all very new for us and had so many questions, he explained everything so well. Tom went above and beyond and was there to help us every step of the way. We will definitely be using his services in future.”
Natasha
His willingness to go above and beyond for his client is truly outstanding
“Tom is easily the best Mortgage Broker I have ever dealt with. His industry knowledge and also his willingness to go above and beyond for his client is truly outstanding. Will not hesitate to use his services again in the future.”
Matt
Refinancing with Tom was very easy
“Refinancing with Tom was very easy and a great decision. He was always available to answer all the questions we had and he really went out of his way to give us a stress free experience, as well as a great rate! Really appreciate your service Tom!”
Adam
House of Loans was awesome to deal with
“Used House of Loans recently to start the build of my first home, Tom from House of Loans was awesome to deal with. Great communication from start to finish, went above and beyond to make sure we were looked after and got the right deal that worked for us!”
Dane
He went above and beyond in all facets
” Tom helped us refinance our existing mortgages at a better rate. He went above and beyond in all facets. I highly recommend using House of Loans.”
Hannes
How Our Process Works
We listen first
Your goals, budget and circumstances.
We assess your position
Gather documents and review borrowing capacity.
We compare options
Present tailored recommendations with competitive rates and key features.
We handle the paperwork
Complete your application and submit it electronically to your chosen lender.
We stay involved
From approval to settlement and beyond, we make sure everything runs smoothly.
Our support doesn’t stop at settlement. We review your loan annually to ensure it still meets your needs.
What Does It Cost?
For standard home loans, our service comes at no cost to you. We’re paid a commission by the lender once your loan settles—there are no hidden fees and no extra charges for choosing to work with a broker.
Call us on (07) 3800 6811 or email
